Titania consisting of rutile and anatase was precipitated on and inside of cotton fibrils when cotton was soaked in an aqueous solution of 30 mM TiOSO4 and 30 mM H2O2 kept at 80 degrees C for 24 h. As the resultant titania-cotton fibrils were soaked in a simulated body fluid (Kokubo solution), apatite was deposited on the fibrils to yield cotton-titania-apatite composites within 1 d. Thus, the present study provided a simple technique to prepare titania-apatite composites and coatings on organic materials at low temperature.