Daytime radiative cooling potentially offers efficient passive cooling, but the performance is naturally limited by the environment, such as the ambient temperature and humidity. Here, we investigate the performance limit of daytime radiative cooling under warm and humid conditions in Okayama, Japan. A cooling device, consisting of alternating layers of SiO2 and poly(methyl methacrylate) on an Al mirror, is fabricated and characterized to demonstrate a high reflectance for sunlight and a selective thermal radiation in the mid-infrared region. In the temperature measurement under the sunlight irradiation, the device shows 3.4 °C cooler than a bare Al mirror, but 2.8 °C warmer than the ambient of 35 °C. The corresponding numerical analyses reveal that the atmospheric window in λ = 16 ∼ 25 μm is closed due to a high humidity, thereby limiting the net emission power of the device. Our study on the humidity influence on the cooling performance provides a general guide line of how one can achieve practical passive cooling in a warm humid environment.