KiwiSaver is a voluntary savings initiative that's designed to make it easier to save for NewZealanders future. They'll be able to access their savings when they're eligible for NZ Super-annuation (currently 65) or after five year's membership, whichever is later. Being a KiwiSaver member won't affect theirr eligibility for NZ Superannuation. The Government will help them save with KiwiSaver by giving them a $1,000 kick-start, a tax credit of up to $1,042.86, a fee subsidy and, if they qualify, a first home deposit subsidy. However, the Government will not on no account assure their savings. I want to research the detail kiwiSaver to conpare pension scheme in Japan with one in NewZealand.